← Business Formation Coach

Terms of Service

Last updated 2026-08-19

What this is

Business Formation Coach is a free educational guide built by One With Digital. It's not legal, tax, or financial advice, and using it doesn't create an attorney-client, accountant-client, or advisory relationship of any kind. Every stage that touches something high-stakes (entity structure, taxes, compliance deadlines) says so and points you to a licensed professional for your specific situation — that guidance is part of these terms, not just a suggestion.

The AI-generated business plan

The business plan document is generated by an AI model from the answers you provide. It can be wrong, outdated, or miss context only you know. Review it yourself before using it for anything that matters — especially before submitting it to a lender — and consider the paid human review if it's going somewhere that counts.

Affiliate links and referrals

Some links in the guide are affiliate links, and some sections point to One With Digital's own paid services — both are disclosed where they appear. We recommend based on fit, not on what pays the most; using an affiliate link never changes the price you pay.

Your account

You're responsible for keeping your password secure and for what happens under your account. You can delete your account at any time from your account page — that's permanent and can't be undone.

Paid plan review

If you purchase a paid review of your business plan, that's a one-time service performed by a person, not an automated process — turnaround time and scope are described at checkout. Payment is processed by Stripe under their own terms.

No warranty

The guide is provided as-is. We work to keep the content accurate and current, but regulations change — always verify anything time-sensitive (deadlines, fees, requirements) directly with the relevant government agency before relying on it.

Governing law

These terms are governed by the laws of the state in which One With Digital is registered to do business.

Contact

Questions about these terms: hello@onewithdigital.com.

Written to be accurate to how the app actually works, not as a substitute for legal advice — have these terms reviewed by an attorney before relying on them, particularly the governing-law section above.